The Bridge Is Out!

New graduates reaching for a diploma fall into the chasm between high school and college.In a recent report by Frederick M. Hess, Mark Schneider, Kevin Carey, and Andrew P. Kelly of the American Enterprise Institute, “fewer than 60 percent of new students graduate from four-year colleges within six years.”

But most families are totally unaware of these alarming college graduation statistics when they begin trying to develop plans for a student who will soon graduate from high school. They don’t realize that “the bridge is out” for a smooth passage from high school to college. In fact, it becomes a very difficult transition for far too many students entering their freshman year. And college is different from high school — very different.

What is not stated in the article is that there may be at least three more bridges that are out. The bridge may be out for many students just going from their freshman to their sophomore year. It is being reported that approximately 50% of freshman will change their major or move to another college by the end of their first year. Apparently the college selection process was off-target for these students in the first place.

The next bridge that might be out is the transition from the sophomore to the junior year. This is the time when many colleges require students to finally zero in on their major: the next two years of study will focus on subjects that should satisfy each student’s greatest desire for a future career. Hopefully there are no bridges out here; but there could be.

If all goes well, then comes graduation from college and the transition to a decent job at the start of a fulfilling career. Is anyone mentioning the fact that there might be a bridge out here — given this economy? Are they still hiring in the student’s final career choice, and in the student’s desired place to live?

Making these many choices when trying to develop a college plan that fits is not easy to do. It actually takes a lot of hard work conducting all the necessary research. Thankfully, we now have the internet for access to much of the information needed — but this takes time; often lots of time.

Going to college is not like it was for us parents, or even us grandparents — it once was possible to just go visit a few colleges and then just pick the one you liked. Then, plan on about 4 years in order to graduate and proceed to get a decent job to start a career; sometimes meaning a lifetime at one organization.

Times have really changed. And, there are several bridges that may be out!

Posted in News & Trends, Opinion | 1 Comment

What is a Liberal Arts Degree Worth These Days?

Emily Driscoll posted an interesting think-piece on the Fox News website today: What is a Liberal Arts Degree Worth These Days?

A new college grad sits alone after the ceremony, wondering "Now what?"

Now what?

Not surprisingly, students with non-technical degrees are having a harder time finding work after graduation than their geekier comrades — but a number of experts caution against drawing the wrong conclusion: that it’s better to major in more practical fields, because that’s where the work’s gonna be.

In the first place, the technologies studied in college today evolve so rapidly that many are outdated within a few years of graduation (if not before!) whereas the “soft skills” pursued by liberal arts majors — written and oral communication, interpersonal skills, problem solving, critical and analytical thinking, and adaptability to change — provide them with an inherent advantage, according to career expert JP Hansen. “The ability to comprehend, communicate, and conquer problems is the name of the game,” he says.

Other experts point out statistics that show people changing jobs more and more in the new millennium, and all seem to agree that because liberal arts grads aren’t necessarily tied to one specific field, they can go into a variety of jobs and positions, especially with their strengths in written and oral skills.

A lot of what Driscoll calls the bad rap the liberal arts are getting these days is based on short-sighted thinking. Carol Haber, Dean of Liberal Arts at Tulane University, cites two misconceptions fueling the discussion: “one, that the ‘worth’ can be measured by dollars alone rather than through higher level skills gained through the degree, and two, that the value can be measured through the individual’s first job, rather than through the life course.”

At Clear Life Plan, we’ve got you covered. Figuring out the career, college, and major that will be right for you starts with YOU, not market analysis, perceived trends, or the pronouncements of pundits on the Next Big Thing. We’ll help you with the college selection and application process, of course, but we begin with you: your interests, your skills & knowledge, your strengths, and the behavioral needs that must be fulfilled in order for you to be your happiest and do your best.

It’s good to hear at least some people talking about the “life course.” It ain’t just about getting a degree.

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Get Smart About College

Gold coins dropping into a slot cut into the top of a mortarboard cap -- of course the underside is nothing but hole!

John Kuczala

A recent article in the Wall Street Journal stressed the importance of proper college planning. Too many families don’t recognize some of the possible pitfalls of choosing a college that is the right fit for their son or daughter.

A college education is two-sided. It is a relationship between the college and the student. The best college for one student may not be a good fit for another. It is a process that should be based on who a person is, and determining which schools they would be the most successful attending.

Transfers are alway risky and expensive. With almost 80% of undergraduates receiving financial aid and 66% borrowing money it is important to try to graduate without long delays. Knowing who you are is an important step in choosing a school that is a good fit.

Clear Life Plan can help. We offer a comprehensive college selection process that will guide you through this important decision, based on who you are and what you need. Join us.

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Is college worth the money?

Light blue college mortarboard with $1 bill pinned to it

Amy Phillips, who writes the “60-Second Attention Span” column for The Washington Times Communities section, asks the burning question of the year in a recent opinion piece, Is college worth the money?. This is hardly the latest sally into the fray (click the image to go to an earlier example from Reuters, that comes to a different conclusion), and maybe we should think twice about listening to the advice of someone who can only concentrate on one thing for a minute at a time. But the question needs an answer if you find yourself (or your child) coming up on graduation and you’re not one of the 1% who doesn’t have to count the cost, no matter what you do.

How can a person make a decision in this difficult situation, with so many things to keep track of and worry about, and everybody’s got an opinion about what’s important, but they’re all different?

At Clear Life Plan, our opinion is that the place to start is here and now, with you — the person you are, what you’re interested in, what your strengths and weaknesses are, and with what you need in order to do your best and be happy. And we have a method for you to follow that helps you put your priorities in order.

If you’d like to find out more about the hows, whys, and where-to-starts that we have worked out for people just like you, give us a holler. It’s why we’re here.

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Why I really shouldn’t be a teacher

A smiling teacher with a book among her young students in a classroom.Another “bad teacher” in the making?

Stephanie Vincent, an education student at the University of Lethbridge in Alberta, Canada, writes a thought-provoking essay about her practicum experince in today’s Calgary Herald:

Why I really shouldn’t be a teacher.

Too much work. Not enough recognition. Difficult “customers” (i.e., parents).

But this isn’t the lesson Ms. Vincent draws from her experience:

I want to learn how to teach so that I can spend every day with students and so that we can learn from each other. Each and every student brims with energy and unrealized possibility. I want to help them release that energy and realize their potential. In the end, teaching is the most rewarding and enjoyable job anyone can do.

Some will say that anyone this passionate about teaching will of course make an exceptional teacher — because she’s an exceptional young person.

News flash: ALL teachers start out this way. NOBODY is drawn to teaching because “you get summers off.” Certainly no one is inspired by the salary, or the hours, or the exasperating administrivia that wastes your time and keeps you away from the people you’re hired to work for: the kids.

Ms. Vincent is wise beyond her years. She’s clearly focused on the right stuff — the stuff that matters. To her.

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It Ain’t Just the Bucks, It’s the Bargain…

A piggy bank balanced on a pile of open booksMany people are justifiably anxious about paying for a college education, and want to make sure they get a good return on their investment.

But talking about furthering your education only in terms of costs and financial benefits (like landing a better job with a diploma in hand) is not just shallow, it’s damaging the whole enterprise, according to veteran higher education attorney Robert B. Smith during a September 20th Webinar at Stetson University.

Consumerist Paradigm Hurts American Higher Education, Attorney Says – PR Newswire.

Bad enough we got an economy in free-fall, with college costs rocketing out of control, but now the lunatics running the asylum are turning it into a retail outlet. Maybe it’s me, but this sounds crazy — and not in the good way that just might work.

What will work is a solid plan, in which you know where you’re going, know what you need in order to get there, and know what you have to do to get those needs met.

That’s our plan here at Clear Life Plan. Join us.

 

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What’s the matter with teachers today?

Poster at a demonstration reading: "I'm a teacher for 39 years. I work 50-60 hours a week. I get paid for 40 hours. My salary has been frozen for..." [out of frame]An article in today’s Seattle Times asks a question that sounds all too familiar:

What’s the matter with teachers today?

Author Linda Shaw provides some much-needed historical perspective on the situation, by noting that

  • a hundred fifty years ago, when America first began its project of universal public education, the new school boards started on the cheap — they hired women, who would do the work for only a fraction of what a man would demand;
  • that we’re still not sure in this country whether teaching is a profession — in contrast to countries such as high-scoring Finland, where teachers enjoy the same high social status as doctors and lawyers; and
  • that today, more than ever, teachers are on the hot seat — especially since recent studies (mostly done by economists, not teachers or even “educators”) show that “a good teacher appears to trump just about everything else inside a school when it comes to raising student test scores.”

As a teacher myself for some decades, I find it easy to get defensive about the criticism of politicians, officials, and talking hairdos, who never had to put their back against a blackboard (I guess it’s a whiteboard these days) day-in-day-out and watch our kids struggle to learn in the midst of this rising tide of noise.

But before I break into a rant, I remind myself that the most important lesson anyone can learn is contained in the ancient dictum “Know thyself” — propounded by Socrates, who inspired the founding of the first school in Athens, Plato’s Academy, 2500 years ago.

Whether this lesson can be taught — especially in a complex institutional setting like our public schools — is an open question. But without learning it, how can a person figure out what to do in life? No matter at what age?

This is why I joined Clear Life Plan. It’s where we start in our process, and the standard against which every recommendation and proposal for action is based: who you are. Figure that out first, then make a plan.

If this sounds good to you, contact us.

 

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A College Major That Pays Off

The title of a US News article caught our eye today: Pick a College Major That Pays Off .

The second paragraph tells it like it (almost) is:

With a decision of that magnitude, there are plenty of factors to take into consideration before you declare. Obviously, you’ll want to major in a field that you care about, that you’re interested in a career in, and that you have the right skill set for. You’ll want to talk to folks at your desired colleges and find out about their strongest programs. And, of course, you’ll want to look into the financial side of things—which majors have strong financial aid opportunities, and which will pay off in the long run as you embark on a career.

What if you’re not certain what field you care most about, or are interested in having a career in, or have the right skill set for? How do you choose your desired colleges to pepper with questions about their strongest programs? And picking a college or a major based solely on financial aid opportunities and which careers some pundit thinks will pay off in the long run in likely to pay off in nothing but trouble.

We hate to say it, but this sounds like guessing. And that’s no way to help put a young person’s feet on the right road.

First things first. Who are you? What are your strengths? What are the underlying needs that must be met in order for you to leverage those strengths?

This is where we start at Clear Life Plan. If you think it’s worth getting right the first time, contact us.

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Summa Cum Debt

A young college graduate sports a tassel on his mortarboard that reads "$120,000."In The Huffington Post today, financial security expert Pamela Yellen proposes a radical strategy: Don’t go to college unless or until you can afford it. The article’s called “How to Avoid Graduating College Summa Cum Debt.”

She lays out four plans:

  1. Save [for all of] it first.
  2. Postpone it
  3. Do it smarter.
  4. Skip it altogether.

At Clear Life Plan, we think Yellen’s #3 should be #1: DO IT SMARTER. This plan has four steps:

  1. Focus on who you are: figure out not only what you’re interested in and what you’re good at, but what you need in order to do your best in life.
  2. Research what kind of work most people like you are doing well at, and what kind of post-secondary preparation that kind of work requires
  3. Choose a college, university, technical school, or other resource will help you with that preparation
  4. Make a plan for getting there.

Our goal here at Clear Life Plan is to help you do this: we’ve got the best tools in the business.

Contact us. It’s worth getting right the first time.

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How Will He Afford College?

Charlie Drost, great-grandson of Merrill Lynch client Helen Beart, could face a $250,000 college bill in his future. A recent article in Merrill Lynch’s Wealth Management Magazine, “How Will He Afford College?” outlines the financial challenges families may face to save for a college education today.  It presents some sobering statistics. The article stresses the importance of saving and investing, and the sooner the better. Ideally soon after birth.

But the news isn’t all bad. While maybe not for everyone, there are some innovative techniques given to hopefully make things easier. We don’t offer financial advice at Clear Life Plan. We do, however, understand the importance of having a strong financial plan in combination with a solid career plan for college. Both go hand in hand. The statistics are based on a four-year program. Without a good career plan any delay could jeopardize even the best long term financial plan.

 

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